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debt

6 Smart Steps to Tackle your Debt

6 Steps to Reduce Debt

Step One:  Know your Budget 

Analyze all your money: income, savings and money owed.  Look closely at recurring payments, one time bills, repeating quarterly payments etc.

Remember to calculate your cost of living expenses for the month.  How much do you really spend, rather than what you think you spend. 

Find out the total amount of money you owe. 

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Wipe Out Debt

Pay off Holiday Debt!Did you overspend during the holidays this year?  You are not alone. 

Recent statistics from a National Survey report that 56% of consumers said they spend too much during the holidays. 

Over 30% of consumers say they have gone into debt as a result of unplanned holiday purchases.  Up to 43% of consumers surveyed say that their holidays are difficult to enjoy due to extra expenses and that holiday finances cause extra stress in their lives. 

Here is a plan to wipe out that debt.

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