Tag

personal finance

Create Income Streams: Use what you know

Tips to Create Income Streams

You can truly create your own business by using the experience and talents that you already have. 

I’m sharing three stories of women I know who have created their own successful side businesses.  They started out small, one step at a time. 

Patience and persistence paid off and each of these women have created profitable side jobs with impressive income streams.

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10 Reasons to Try ibotta Today

Try ibotta to Start Earning Cash!

If I have a coupon, I use it but who has time to search for them?  As a working mom, I don’t have time to scour newspapers, circulars, magazines or websites for coupons. 

When a friend sent me an invite to join her ibotta team with the $10 welcome bonus, I decided it was worth a look.

I have been using ibotta for the last few months and I have already earned hundreds of dollars in rebates.  I don’t just save money, I get cash transferred into my PayPal account!  Essentially, Ibotta pays me for the shopping I already do!

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6 Smart Steps to Tackle your Debt

6 Steps to Reduce Debt

Step One:  Know your Budget 

Analyze all your money: income, savings and money owed.  Look closely at recurring payments, one time bills, repeating quarterly payments etc.

Remember to calculate your cost of living expenses for the month.  How much do you really spend, rather than what you think you spend. 

Find out the total amount of money you owe. 

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Wipe Out Debt

Pay off Holiday Debt!Did you overspend during the holidays this year?  You are not alone. 

Recent statistics from a National Survey report that 56% of consumers said they spend too much during the holidays. 

Over 30% of consumers say they have gone into debt as a result of unplanned holiday purchases.  Up to 43% of consumers surveyed say that their holidays are difficult to enjoy due to extra expenses and that holiday finances cause extra stress in their lives. 

Here is a plan to wipe out that debt.

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4 Reasons you Need an Emergency Fund and 3 Kinds to Have

3 Types of Emergency Funds and Why you need them!Do you have an Emergency Fund yet? 

If your answer is No or Not Really, you are in the same position as almost half of Americans. 

No one plans to need an Emergency Fund, but it’s important to have one.  If you plan ahead, you can avoid serious financial problems by having some money set aside for the unexpected events in life.   

Read more to learn about 3 types of funds and why you need them.

 

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6 Ways to Earn Extra CASH

6 Ways to Earn Extra CashWould you like to earn more money? 

Need some extra cash in your pocket? 

Earning extra money is very motivating to most people.  Having enough hours in the day to make it happen is the tricky part.  Finding side jobs to supplement your income is a great way to earn some extra money. 

Read more for six ways to create some cash income streams.

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How to Save $1200+ per year by Making Little Money Changes

How to save Big money by making small changes in spending.

Do you have more money than you know what to do with?  

Maybe not, if this post title caught your eye!  

I love calculators, spreadsheets, number crunching and most of all saving money.  I never thought budgeting could be fun, now I think quite differently.  Watching my spreadsheets with my savings accounts going up and my debt going down, can be exciting in its own financially responsible/nerdy way.  

Try these small ideas that can add up to Big Savings of $1200 or more a year.

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Yard Sale Negotiating – How to price items and make a profit

How to price and negotiate at your yard saleDo you have too much old stuff taking up space in your garage or basement?  Is it time to plan a Yard Sale?  

The benefits of a yard sale are many, starting with cleaning up and de-cluttering your house.  In addition to gaining new empty space, which makes your house feel bigger, you find things you didn’t remember owning, and you throw out junk!  Then of course, you make some extra cash for all your hard work.   Read more to help you hone your selling tactics so that you can make a better profit on your sale. 

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