If I have a coupon, I use it but who has time to search for them? As a working mom, I don’t have time to scour newspapers, circulars, magazines or websites for coupons.
When a friend sent me an invite to join her ibotta team with the $10 welcome bonus, I decided it was worth a look.
I have been using ibotta for the last few months and I have already earned hundreds of dollars in rebates. I don’t just save money, I get cash transferred into my PayPal account! Essentially, Ibotta pays me for the shopping I already do!
It is amazing that one of the smallest rooms in the house is the often fought over the most!
This room of course, being the bathroom and who gets in first. Six people bickering over who has been in the bathroom for too long becomes exhausting. Each person “Needs” to get in “Now” so everyone gets rushed.
This was our stressful way to begin each work and school day. But not anymore!!
Did you overspend during the holidays this year? You are not alone.
Recent statistics from a National Survey report that 56% of consumers said they spend too much during the holidays.
Over 30% of consumers say they have gone into debt as a result of unplanned holiday purchases. Up to 43% of consumers surveyed say that their holidays are difficult to enjoy due to extra expenses and that holiday finances cause extra stress in their lives.
Do you have more money than you know what to do with?
Maybe not, if this post title caught your eye!
I love calculators, spreadsheets, number crunching and most of all saving money. I never thought budgeting could be fun, now I think quite differently. Watching my spreadsheets with my savings accounts going up and my debt going down, can be exciting in its own financially responsible/nerdy way.
Try these small ideas that can add up to Big Savings of $1200 or more a year.
Do your children spend and save their money wisely? Do they really understand the value of money?
You can start early with your young children teaching them good money habits like smart shopping and price comparisons. As they get older, teach them about money management, budgeting and different types of savings accounts. Show them why they would want to save up some of their money rather than spending it all quickly.
Finally, teach your children about investing rather than just saving and the value of compounding and long term investments. This is a two part series, be sure to sign up for the Newsletter for future money lessons for your teenagers and young adults.