Tag

saving money

10 Reasons to Try ibotta Today

Try ibotta to Start Earning Cash!

If I have a coupon, I use it but who has time to search for them?  As a working mom, I don’t have time to scour newspapers, circulars, magazines or websites for coupons. 

When a friend sent me an invite to join her ibotta team with the $10 welcome bonus, I decided it was worth a look.

I have been using ibotta for the last few months and I have already earned hundreds of dollars in rebates.  I don’t just save money, I get cash transferred into my PayPal account!  Essentially, Ibotta pays me for the shopping I already do!

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6 Smart Steps to Tackle your Debt

6 Steps to Reduce Debt

Step One:  Know your Budget 

Analyze all your money: income, savings and money owed.  Look closely at recurring payments, one time bills, repeating quarterly payments etc.

Remember to calculate your cost of living expenses for the month.  How much do you really spend, rather than what you think you spend. 

Find out the total amount of money you owe. 

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Why I Bought My Kids a New Bathroom for Christmas!

Adding Basement Bathroom

It is amazing that one of the smallest rooms in the house is the often fought over the most! 

This room of course, being the bathroom and who gets in first.   Six people bickering over who has been in the bathroom for too long becomes exhausting.  Each person “Needs” to get in “Now” so everyone gets rushed. 

This was our stressful way to begin each work and school day.  But not anymore!!

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Wipe Out Debt

Pay off Holiday Debt!Did you overspend during the holidays this year?  You are not alone. 

Recent statistics from a National Survey report that 56% of consumers said they spend too much during the holidays. 

Over 30% of consumers say they have gone into debt as a result of unplanned holiday purchases.  Up to 43% of consumers surveyed say that their holidays are difficult to enjoy due to extra expenses and that holiday finances cause extra stress in their lives. 

Here is a plan to wipe out that debt.

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Debt Avalanche REALLY works to Pay Off Debt

Get out of Debt using Debt Avalance

Do you have too many bills to pay? 

Are you trying to pay down your debt? 

By organizing your bills and debts and using a systematic method to pay them off, you can pay them faster.  A payment system known as Debt Avalanche is my favorite. 

It is simple and it works, so this is now the only method I will use.  Try this easy Four Step method to get out of debt.

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How to Save $1200+ per year by Making Little Money Changes

How to save Big money by making small changes in spending.

Do you have more money than you know what to do with?  

Maybe not, if this post title caught your eye!  

I love calculators, spreadsheets, number crunching and most of all saving money.  I never thought budgeting could be fun, now I think quite differently.  Watching my spreadsheets with my savings accounts going up and my debt going down, can be exciting in its own financially responsible/nerdy way.  

Try these small ideas that can add up to Big Savings of $1200 or more a year.

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Teaching Kids about Money

Money lessons for children can never start too soon.Do your children spend and save their money wisely?  Do they really understand the value of money? 

You can start early with your young children teaching them good money habits like smart shopping and price comparisons.  As they get older, teach them about money management, budgeting and different types of savings accounts.  Show them why they would want to save up some of their money rather than spending it all quickly. 

Finally, teach your children about investing rather than just saving and the value of compounding and long term investments.  This is a two part series, be sure to sign up for the Newsletter for future money lessons for your teenagers and young adults.

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